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TERMS AND CONDITIONS

Basic Terms of Use


1. BINDING EFFECT
This agreement (“Agreement”) is a binding agreement between you (“you”) and Anchal Jain Bajaj, trading as Rise Your Light, a proprietorship concern (“Rise Your Light,” “RYL,” “Company,” “we” or “us”). By using the site at www.riseyourlight.com (the ‘Site’) or any information, materials, images, graphics, data, text, files, links, software, messages, communications, recordings, meditations, manuals, workbooks, content, organization, design, compilation, digital conversion, HTML, XML, Java code and other content related to the Site (collectively ‘Content’) or services provided in connection with the Site (the ‘Service’), you agree to abide by these Terms of Use, as the Company may amend them from time to time in its sole discretion. YOU AGREE THAT BY USING THE SERVICE YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT.
If you are under the age of 18, you may not register for, purchase, or participate in any programme, course, session, or membership offered by Rise Your Light, whether independently or with the consent of a parent or guardian, unless a specific offering is expressly stated to be open to minors and is availed under the direct supervision of a parent or legal guardian who has separately accepted these terms.

2. REFUND POLICY / CANCELLATION
We want you to feel comfortable transacting with Rise Your Light. Due to the nature of our programmes and the accessibility of our digital products immediately upon purchase, our refund window is narrow and clearly defined. You may cancel any subscription at any time by contacting Customer Support via email at support@riseyourlight.com.
MEPSEI Alignment Journey™: We have implemented a strict 7-day refund policy which starts from the date of enrolment. To be eligible for a refund, you must not have accessed more than [INSERT %, e.g. 20%] of the recorded content, must not have attended more than one live session, and must not have received any attunement.
Energy School / Reiki and Healing Courses: Once an attunement, initiation, or energy transmission has been conducted, whether in person or at a distance, it cannot be reversed or withdrawn. All fees for attunement-based courses become strictly non-refundable from the moment the first attunement is administered.
Memberships, Masterclasses and Events: Subscription-based products such as the MEPSEI Inner Circle membership, and one-time masterclasses, workshops, summits and/or event tickets, are non-refundable. Memberships may be cancelled at any time and will remain active until the end of the current billing cycle, without pro-rata credit.
One-to-One Sessions: Individual sessions are non-refundable once booked. A session may be rescheduled once with at least 24 hours’ written notice. A session missed without notice shall be treated as delivered and the fee forfeited.
Sacred by RYL (Physical Products): For reasons of hygiene and energetic integrity, we do not accept returns or exchanges on delivered crystals or energy tools on grounds of change of mind. Claims for damage in transit or an incorrect item must be raised within 48 hours of delivery with photographs and an unedited unboxing video.
The full and governing terms are set out in our Refund Policy, which is expressly incorporated into this Agreement by reference.

3. PRIVACY POLICY
Company respects your privacy and permits you to control the treatment of your personal information. A complete statement of the Company’s current privacy policy (the “Privacy Policy”) can be found on the Site. Company’s Privacy Policy is expressly incorporated into this Agreement by this reference. When you are required to submit information to use or access the Site, Content or Service, you must complete the registration process by providing the information requested on the form. You agree to the terms in the Company’s Privacy Policy regarding the use of the information you submit.
You acknowledge that the nature of our work may involve the sharing of personal, emotional, and health-related information. Such information is treated as sensitive personal data, is stored securely, is accessed on a need-to-know basis, and is processed in accordance with the Digital Personal Data Protection Act, 2023. We do not sell your data to any third party.

4. SUBSCRIPTIONS AND RECURRING BILLING
If you purchase our products or services that are subscription based, including the MEPSEI Inner Circle and any monthly membership, you agree to pay, and authorize automatic recurring billing of the subscription fee with your credit card, debit card, UPI mandate, or other payment method, until subsequently cancelled by you. Your account will be charged every 30 days for monthly subscriptions and on the corresponding renewal date each year for annual subscriptions. You understand and agree that each automatic recurring billing of the subscription fee is non-refundable and will not be prorated, as the service is deemed used when accessed. You authorize the Company to initiate debit entries from the account provided for the subscription fee, as well as any other purchases made on the Site.
You may cancel at any time by contacting Customer Support at support@riseyourlight.com. Cancellation must be requested at least 15 days before the next renewal date to prevent the next billing cycle. Cancellation takes effect at the end of the current billing cycle, and access continues until that date.
It is your responsibility to keep your payment details current. Where a recurring payment fails, we may suspend access until the outstanding amount is cleared and may terminate the subscription if the amount remains unpaid after 15 days.

5. LICENSE
Company owns or licenses all intellectual property and other rights, title, and interest in and to the Site, Content and Service, and the materials accessible on the Site and Service, except as expressly provided for in the Agreement, including without limitation the trademarks MEPSEI Method™ and MEPSEI Alignment Code™, the six-layer framework, all copyrights, and certain technology used in making the Site, its Content and Service available. Except as specifically allowed in this Agreement, the copying, redistribution, use or publication by you of any Content or Service is strictly prohibited. We grant you a limited, revocable, personal, non-transferable license to access and use the Site, Content and our Service for its intended purpose, namely your own personal development, subject to your compliance with this Agreement. The revocable license does not include the right to collect or use information contained on the Site or through the Service for purposes that Company prohibits or to compete with Company.
You acquire no ownership or other interest in, or other license to, any patent, copyright, trademark, trade secret or other intellectual property right or to the Content. You acquire no rights or licenses in or to any trademarks, service marks, trade names or copyrights displayed on the Site. You may not reproduce, republish, distribute, assign, sublicense, retransmit, sell, teach from, train from, or prepare derivative works of the Site or Content, or resell or make our Service available to others. All rights in and to the Site, Service and our Content not expressly granted in this Agreement remain in us or in our licensors.
For the avoidance of doubt, completing a programme, course, or certification with Rise Your Light does not grant you any licence to teach, deliver, adapt, rebrand, or commercially offer the MEPSEI Method™, the MEPSEI Alignment Code™, or any of our proprietary frameworks, curricula, workbooks, meditations, or attunement protocols. Any such right must be separately and expressly licensed by us in writing.
Notes made by you for your own personal reference are permitted. Recording, screen-capturing, transcribing, or reproducing any live session, hot seat, attunement, guided practice, or community discussion is not permitted without our prior written consent.
If you use the Site or our Service in a manner that exceeds the scope of this license or breaches any relevant agreement, your license shall terminate immediately.

6. CONFIDENTIALITY
For the purposes of this Agreement, ‘Confidential Information’ shall be deemed to include all the information and materials about the Company, the Site or the Service that: (i) if in written format is marked as confidential, or (ii) if disclosed verbally is noted as confidential at time of disclosure, or (iii) in the absence of either (i) or (ii) is information which a reasonable party would deem to be non-public information and confidential, including, without limitation, all information provided on or through the Site or Service, the MEPSEI Method™ and MEPSEI Alignment Code™ frameworks, teaching methodologies, curriculum sequences, workbooks, worksheets, slides, manuals, scripts, recordings of live sessions and hot seats, guided meditations, attunement protocols, practice sequences, assessment tools, strategies and plans for future business, product and service development and ideas, marketing ideas, financial information including with respect to costs, fees and sales, mailing lists, information concerning our affiliates, students and clients, and team member information.
You acknowledge and agree that the nature of the Confidential Information to which you have, and will continue to have, access derives value from the fact that it is not generally known and used by others in the field in which Company engages and operates.
You acknowledge that you are receiving the Confidential Information in confidence, and you will not publish, copy or disclose any Confidential Information without prior written consent from Company. You further agree that you shall not attempt to reverse engineer, de-compile or try to ascertain the source code to our software or any other software supplied hereunder. You acknowledge that you will only use the Confidential Information to the extent necessary to use the Service for your own personal development, and that you will use best efforts to prevent unauthorized disclosure of the Confidential Information to any third party.
Confidentiality of the shared space: You further acknowledge that whatever is shared by another participant within our community, a live call, or a hot seat session is shared in confidence and in a space of trust. You agree never to disclose, screenshot, record, forward, discuss, or publish another participant’s personal story, name, image, or shared material outside that space, whether during or after your participation. This obligation survives indefinitely.
You agree not to, alone or in association with others, use the Confidential Information to (i) solicit, or facilitate any organization with which you are associated in soliciting, any team member, affiliate, student or client of ours to alter his, her or its relationship with us; (ii) solicit for employment, hire, or engage as an independent contractor any person who was employed by or under contract with us at any time during the term of this Agreement; or (iii) solicit business from or perform services for any client, supplier, licensee, or business relation of ours; induce or attempt to induce any such person or entity to cease doing business with us; or in any way interfere with the relationship between any such person or entity and us.
Other than as expressly provided for herein, you do not acquire any right or interest, by license or otherwise, in or to the Confidential Information.
You agree that all originals and any copies of the Confidential Information remain the property of the Company. You shall reproduce all copyright and other proprietary notices, if any, in the same form that they appear on all the materials provided by us, on all permitted copies of the Confidential Information made by you. You agree to return or destroy all originals and copies of all Confidential Information in your possession or control at our request.
You shall be liable for any and all breaches of this Agreement and any unauthorized use or disclosure of Confidential Information. If you become compelled by applicable law, regulation or legal process to disclose any of the Confidential Information, you shall promptly provide us with notice in order for us to seek a protective order or other appropriate remedy. Further, if you become compelled to disclose any of the Confidential Information, you must disclose only that portion of the Confidential Information you are legally required to disclose.

7. USE OF THE SITE, CONTENT AND SERVICE
You may only use the Site, Content and Service for your own personal growth and development, as expressly permitted in writing by us. You may not cause harm to the Site or Service. Specifically, but without limitation, you may not: (i) interfere with the Site, Content or Service by using viruses, programs, or technology designed to disrupt or damage any software or hardware, or which attempts to assess the vulnerability of, or actually violates, any security feature; (ii) access any content or data not intended for you, or log into an account or server that you are not authorized to access; (iii) modify, create derivative works, reverse engineer, decompile or disassemble any technology used to provide the Site or our Service; (iv) use a robot, spider or other device or process to monitor the activity on or copy pages from the Site or our Service, except in the operation or use of an Internet ‘search engine’ or similar technology; (v) collect electronic mail addresses, phone numbers or other information from third parties by using the Site, the community, or our Service; (vi) impersonate another person or entity; (vii) engage in any activity that interferes with another user’s ability to use or enjoy the Site, the Content or our Service; (viii) assist or encourage any third party in engaging in any activity prohibited by this Agreement; (ix) co-brand the Site, the Content or our Service; (x) frame the Site or Service; (xi) hyper-link to the Site or Service without the express prior written permission of an authorized representative of Company; (xii) use the Site, Content or Service, in whole or in part, for any purpose that is unlawful, immoral, or prohibited by this Agreement or any applicable law, rule, or regulation; (xiii) use the Site, Content or Service in any manner that could damage, disable, overburden, or impair the Site or Service; (xiv) circumvent, or attempt to circumvent, any security feature of the Site; (xv) upload, e-mail or otherwise transmit to or through the Site, the community or Service any advertising, promotional, or other unauthorized communication, including, without limitation, ‘junk mail,’ unsolicited e-mail, ‘spam,’ ‘chain letters,’ or ‘pyramid schemes;’ or (xvi) incorporate data from any of our databases into any emails, directories or other products or services without our prior, express and written consent.
You agree that you will not make any knowingly false, derogatory or disparaging statements, either oral or written, about us, our programmes, our team members, our services, or our work, and will take all reasonable steps to prevent others from making such statements. You agree that it would be impossible, impractical or extremely difficult to fix the actual damages suffered by reason of a breach of this paragraph, and accordingly agree that Company may determine to recover damages sustained by reason of each such breach, without prejudice to Company’s right to also seek injunctive or other equitable relief. In such a case, the Company may cancel the access of the person without further permission and may permanently bar them from its systems. For the avoidance of doubt, nothing in this paragraph restricts your right to share a genuine, good faith account of your own personal experience, or to raise a legitimate grievance through the process set out in this Agreement.
If you purchase any of our products or services, you agree that your use of the product or service is limited by this Agreement as well.
Most areas of the Site and learning portal are password restricted to registered users (‘Password-Protected Areas’). If you have registered as an authorized user to gain access to these Password-Protected Areas, you agree that you are entirely responsible for maintaining the confidentiality of your password, and agree to notify us if the password is lost, stolen, disclosed to an unauthorized third party, or otherwise may have been compromised. You agree that you are entirely responsible for any and all activities that occur under your account, including any fees that may be incurred under your password-protected account, whether or not you are the individual who undertakes such activities. Accounts, seats, credentials and joining links are strictly personal and non-transferable. You agree to immediately notify us of any unauthorized use of your account or any other breach of security in relation to your password or the Site that is known to you.
All testimonials and endorsements must comply with the Consumer Protection Act, 2019, the Consumer Protection (E-Commerce) Rules, 2020, the Guidelines for Prevention of Misleading Advertisements and Endorsements, 2022, the ASCI Code, and all other applicable laws and regulations. Claims about a programme’s effect or quality must be based on actual experience. You must disclose any connection between yourself and us that would be unclear or unexpected to a consumer, including any financial arrangement, affiliate arrangement, or free or discounted access. Disclaimers and disclosures must be clear and conspicuous.
Statements about a programme’s price and availability must be truthful and accurate. Pricing must show the actual price, must be clearly and conspicuously displayed, along with any material limitations. Falsely suggesting that a programme previously sold for a higher price is not permitted. False scarcity statements are not permitted, for example stating that seats are limited when there is no actual limit.
You must: (i) accurately state the amount of effort, honesty and consistency required to benefit from a programme or service; (ii) only state that a programme has qualifying criteria when there are actual criteria that must be met; and (iii) only use third party trademarks and copyright protected materials with written permission.

8. HEALTH, WELLBEING AND SCOPE OF SERVICES
You acknowledge and agree that all programmes, sessions, healing modalities, energy work, meditations, breath practices and coaching offered through the Site and Service are educational, developmental and complementary in nature. They are NOT a substitute for medical, psychiatric, psychological, psychotherapeutic, legal or financial advice, diagnosis or treatment.
Anchal Jain Bajaj does not diagnose, treat, cure, or prescribe for any physical or mental health condition, and does not act in the capacity of a licensed medical practitioner, registered clinical psychologist, or psychiatrist through the Site or Service.
You must not discontinue, alter or reduce any prescribed medication, therapy or medical treatment on the basis of anything shared through the Site, the Content, or the Service. Any such decision must be taken solely in consultation with your own qualified healthcare provider.
You confirm that you are of sound mind, are participating voluntarily, and are not currently in acute psychiatric crisis. You agree to disclose at the time of enrolment any significant physical or mental health condition, ongoing treatment, pregnancy, or history of trauma that may be relevant to your participation.
You understand that inner work, breath practices, energy healing and nervous-system work can surface strong emotions, memories, physical sensations, or temporary discomfort. This is a recognised part of the process and is not a defect in the Service, nor a ground for refund.
We reserve the right, at our sole discretion and in the interest of your wellbeing, to decline enrolment, pause your participation, or refer you to an appropriate licensed professional.
You assume full responsibility for your own physical, emotional, mental and energetic wellbeing, and for all decisions and actions taken during and after your participation.
IF YOU ARE EXPERIENCING THOUGHTS OF SELF-HARM OR ARE IN CRISIS, YOU MUST SEEK IMMEDIATE HELP FROM A QUALIFIED MENTAL HEALTH PROFESSIONAL OR AN EMERGENCY HELPLINE. THE SITE, THE SERVICE, OUR COMMUNITY AND OUR SUPPORT CHANNELS ARE NOT CRISIS SERVICES AND ARE NOT MONITORED AROUND THE CLOCK.

9. COMMUNITY CONDUCT AND SHARED SPACE
Our communities, group calls, weekly live community calls, hot seats and forums are held as safe and supportive spaces. Access to them is a privilege extended to enrolled participants and may be withdrawn at our sole discretion.
Within these spaces you agree that you will not: offer diagnosis, medical opinion, legal advice or unsolicited counselling to other participants; represent yourself as a certified MEPSEI or Rise Your Light practitioner without having completed the applicable certification; promote, sell, recruit for, or market any product, service, business or opportunity; solicit other participants privately for commercial purposes; record or screenshot any part of a session or discussion; or share, forward or publish anything disclosed by another participant.
Joining links, portal credentials and community invitations are issued to you alone and must not be forwarded, shared, or published. Permitting an unauthorized person to attend, or screen-sharing a live session, is a material breach of this Agreement and may result in immediate termination of access without refund.
We are under no obligation to monitor the community, but we retain the absolute right, at our sole discretion, to monitor, review, moderate, edit or remove any content, and to remove any participant.

10. WHATSAPP, SMS AND EMAIL COMMUNICATIONS
Your phone number is secure and you will never be spammed.
Your phone number will never be shared or sold to any third party person, service, or company.
You will only receive important alerts and notifications when new training becomes available, or alerts about live sessions, masterclasses, community calls and programme updates.
You may receive up to 4 messages per week.
Message and data rates may apply.
You may unsubscribe at any time by replying “STOP”, or by writing to support@riseyourlight.com.
Telecom operators and messaging platforms are not liable for any delayed or undelivered messages, and we are not liable for any consequence arising from a message that is delayed, undelivered, or delivered to an outdated number provided by you.
By providing your number, you consent to receive service and promotional communications from us, notwithstanding any registration on the National Do Not Call registry, and you may withdraw that consent at any time.

11. USER CONTENT
User Content means all content created by you, which includes but is not limited to audio, video, images, photographs, logos, illustrations, animations, written posts, comments, reflections, data, text, graphics, testimonials, and/or interactive features. Keep in mind that once you post something and make it available on the Internet and to the public, it may be practically impossible to take down all copies of it. By posting, downloading, displaying, performing, transmitting, or otherwise distributing any User Content to the Site or Service, you are granting us a transferrable, perpetual, irrevocable, worldwide and royalty free nonexclusive license (including the right to sub-license), to use, possess, copy, transmit, publicly display, distribute, host, store, cache, disclose, perform, modify, edit, translate, reformat, import, export and prepare derivative works of such User Content through multiple tiers of distribution in any and all media now known or hereafter invented. Company will not pay you any compensation for the use of your User Content as provided herein. We are under no obligation to post or use any User Content you may provide and may remove User Content at any time in our sole discretion. By posting User Content on the Site or Service, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute it.
Personal reflections and disclosures: Content you share privately within a coaching session, a hot seat, a written reflection submitted to us, or a private community space is not treated as public User Content, and is governed by Clause 6 and by our Privacy Policy. We may reference your journey in an anonymised or de-identified form without further consent. We will obtain your prior written consent before using your name, photograph, video, voice, designation or social media handle in any promotional material.
Where you have voluntarily provided a written testimonial, review, or recorded feedback, you grant us a perpetual, worldwide, royalty-free right to reproduce it across our marketing channels, subject to your right to withdraw consent prospectively by written notice. Withdrawal applies to future use only, and we are not obliged to recall material already printed, published, distributed or embedded in previously published content.
Except as otherwise set forth herein, you retain ownership of all intellectual property rights in your User Content, and Company and/or third parties retain ownership of all intellectual property rights in all Content other than User Content.

12. COMPLIANCE WITH INTELLECTUAL PROPERTY LAWS
When accessing the Site or using the Content or Service, you agree to obey the law and to respect the intellectual property rights of others. Your use of the Service, Content and Site is at all times governed by and subject to laws regarding intellectual property ownership, including the Copyright Act, 1957 and the Trade Marks Act, 1999. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content in violation of any third party’s copyrights, trademarks, or other intellectual property or proprietary rights. You shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any content you provide or transmit, or that is provided or transmitted using your user name. The burden of proving that any content does not violate any laws or third party rights rests solely with you.
All trademarks, service marks, trade names and copyrights displayed on the Site or in the Content, including MEPSEI Method™, MEPSEI Alignment Code™, Rise Your Light, and the associated logos and taglines ‘Heal . Align . Rise’ and ‘Heal within. Rise beyond.’, are proprietary to us or their respective owners.

13. INAPPROPRIATE CONTENT
You agree not to upload, download, display, perform, transmit, or otherwise distribute any material or content that (i) is libelous, defamatory, obscene, pornographic, abusive, casteist, communal, discriminatory, or threatening; or (ii) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable law or regulation or this Agreement. You also agree not to spread negativity or malicious commentary about the programme, the Facilitator, or fellow participants within the community, in comments, on social media, or elsewhere, and not to misbehave with any of the Company’s team members. In such cases, the Company reserves the right to terminate your receipt, transmission or other distribution of any such material or content using the Service, and, if applicable, to delete any such material or content from its servers. Company intends to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of this Agreement or of any applicable laws.
Company reserves the right, but does not assume the obligation, to monitor transactions and communications that occur through the Site and Service. If Company determines, in its sole and absolute discretion, that a user has or will breach a term or condition of this Agreement or that such transaction or communication is inappropriate, Company may cancel such transaction or take any other action to restrict access to or the availability of any material or content that may be considered objectionable, without any liability to you or any third party.

14. COPYRIGHT INFRINGEMENT
Company has in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site, in the Content or with the Service. Company has adopted a policy that provides for the immediate suspension or termination of any Site or Service user who is found to have infringed on the rights of Company or a third party, or otherwise violated any intellectual property laws or regulations. Company’s policy is to investigate any allegations of copyright infringement brought to its attention. If you have evidence, know, or have a good faith belief that your rights or the rights of a third party have been violated and you want Company to delete, edit or disable the material in question, you must provide Company with all of the following information:
A physical or electronic signature of a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works;
Identification of the material that is claimed to be infringed or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Company to locate the material;
A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate, and that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
For this notification to be effective, you must provide it to the Company’s designated Grievance Officer at:
Services will be provided by:
Anchal Jain Bajaj, trading as Rise Your Light
Grievance Officer: Anchal Jain Bajaj
Email: support@riseyourlight.com
Complaints will be acknowledged within forty-eight (48) working hours and resolved within fourteen (14) working days of receipt of a complete complaint.

15. ALLEGED VIOLATIONS
Company reserves the right to suspend or terminate your use of any Service or the Content or Site. To ensure that Company provides a high quality experience for you and for other users of the Site, Content and Service, you agree that Company or its representatives may access your account and records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third party rights or other unauthorized uses of the Site, Content or Service. Company does not intend to disclose the existence or occurrence of such an investigation unless required by law, but Company reserves the right to suspend or terminate your account or your access to the Site immediately, with or without prior notice to you, and without liability to you, if Company believes that you have violated any part of this Agreement, furnished Company with false or misleading information, or interfered with use of the Site, Content or the Service by others.

16. FULL POWER AND AUTHORITY
You represent and warrant that: (i) you have the full power and authority to enter into and perform under this Agreement; (ii) execution and performance of this Agreement does not constitute a breach of, or conflict with, any other agreement or arrangement by which you are bound; (iii) the terms of this Agreement are a legal, valid, and binding obligation, enforceable against you; (iv) any content you create referring to the Company, its Site, the Content or Service was created without any contribution of any kind from Company including, without limitation, editorial control or approval, and you solely assume all responsibility for it; (v) you are at least 18 years of age; (vi) your use of the Site and Content is legal in, and does not violate any laws or rules of, the jurisdiction in which you reside or from which you use or otherwise access the Site; (vii) all information provided by you to us is correct and complete, including any health or wellbeing disclosure required under Clause 8; (viii) your use of the Site, Content and Services shall be in accordance with this Agreement; and (ix) you are capable of assuming, and do assume, any risks related to the use of the Site, Content and Services.

17. DISCLAIMER OF WARRANTIES
COMPANY HEREBY MAKES NO REPRESENTATIONS, AND DISCLAIMS ALL WARRANTIES, ARISING OUT OF OR IN CONNECTION WITH THE SITE, THE CONTENT AND THE SERVICE. THIS INCLUDES, WITHOUT LIMITATION, ANY AND ALL WARRANTIES EXPRESS AND IMPLIED, THE WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE; THOSE ARISING BY LAW, STATUTE, USAGE OF TRADE OR COURSE OF DEALING; ANY LIABILITY WITH REGARD TO THE SITE, CONTENT AND SERVICES; AND ANY ACTIONS RESULTING FROM YOUR PARTICIPATION IN ANY SERVICE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT, SERVICES, SOFTWARE AND PRODUCTS ARE PROVIDED ‘AS IS,’ ‘WITH ALL FAULTS,’ AND ‘AS AVAILABLE.’ WE DISCLAIM ALL WARRANTIES.
YOUR USE OF THE SITE, SERVICE AND CONTENT IS AT YOUR SOLE RISK. ALTHOUGH OUR CONTENT MAY BE UPDATED FROM TIME TO TIME, IT MAY BE OUT OF DATE AND/OR MAY CONTAIN INACCURACIES OR TYPOGRAPHICAL ERRORS. WE ARE NOT RESPONSIBLE FOR YOUR INABILITY OR FAILURE (FOR ANY REASON) TO ACCESS THE SITE OR CONTENT OR OTHERWISE USE OR RECEIVE INFORMATION OR SERVICE FROM OR REGARDING THE SITE, CONTENT, OR YOUR PURCHASES FROM US. WE DO NOT WARRANT THAT THE SITE OR SERVICE WILL BE COMPATIBLE WITH ANY HARDWARE OR SOFTWARE SYSTEMS OR THAT THE SITE OR SERVICE WILL BE UNINTERRUPTED OR ERROR FREE.
YOU ASSUME THE RISK OF ANY AND ALL DAMAGE OR LOSS FROM USE OF, OR INABILITY TO USE, THE SITE OR SERVICE.
WE ARE NOT RESPONSIBLE OR LIABLE FOR MAINTAINING ANY CONSUMER DATA OR FOR THE DELETION, CORRUPTION, DESTRUCTION, DAMAGE, LOSS OR FAILURE OF ANY CONSUMER DATA OR FOR ANY THIRD PARTY ACCESS TO ANY CONSUMER DATA.
WE MAKE NO WARRANTY OR REPRESENTATION AS TO THE LEVEL OF HEALING, TRANSFORMATION, EMOTIONAL, RELATIONAL, PROFESSIONAL OR FINANCIAL OUTCOME, IF ANY, THAT INDIVIDUALS MAY ACHIEVE BY USING ANY OF OUR SERVICE. INDIVIDUAL RESULTS VARY AND DEPEND ON MANY FACTORS INCLUDING AN INDIVIDUAL’S PARTICIPATION, HONESTY, CONSISTENCY, LIFE CIRCUMSTANCES, AND APPLICATION OF THE WORK. YOU SHOULD SEEK THE ADVICE OF QUALIFIED PROFESSIONALS SUCH AS A REGISTERED MEDICAL PRACTITIONER, LICENSED MENTAL HEALTH PROFESSIONAL, CHARTERED ACCOUNTANT, OR ADVOCATE FOR SPECIFIC ADVICE RELATING TO YOUR HEALTH, FINANCES OR LEGAL POSITION.

18. LIMITED LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATED PARTIES SHALL HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY CONTENT, THE SITE, THE SERVICE, OR INFORMATION RELATED TO THE SITE OR SERVICE, AND SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, EMOTIONAL DISTRESS, OR LITIGATION), (I) ARISING FROM ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE CONTENT OR OUR PROGRAMMES OR SERVICE, INCLUDING ANY DECISION RELATING TO YOUR HEALTH, RELATIONSHIPS, FAMILY, CAREER, BUSINESS OR FINANCES, (II) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE OR CONTENT, OR WITH THE DELAY OR INABILITY TO USE THE SITE, CONTENT, OR RELATED SERVICE, OR FROM THE USE OR MISUSE OF ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, RELATED GRAPHICS, AND CONTENT OBTAINED THROUGH THE SITE, (III) ANY INCORRECT OR MISSING INFORMATION OR DATA, OR (IV) OTHERWISE ARISING OUT OF OR RESULTING FROM LOSS OF YOUR DATA OR INFORMATION, WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR MAXIMUM LIABILITY, IF ANY, FOR ANY LOSS OR DAMAGE RELATING TO OR ARISING OUT OF YOUR USE OF THE SITE OR ANY CONTENT WILL NOT EXCEED THE LESSER OF YOUR ACTUAL DAMAGES OR THE CHARGES PAID BY YOU TO US FOR THE SPECIFIC PROGRAMME OR PRODUCT GIVING RISE TO THE CLAIM.
WE ARE NOT RESPONSIBLE FOR INTERRUPTED, INACCESSIBLE OR UNAVAILABLE NETWORKS, SERVERS, SATELLITES, INTERNET SERVICE PROVIDERS, WEBSITES, VIDEO CONFERENCING PLATFORMS, OR OTHER CONNECTIONS, OR FOR MISCOMMUNICATIONS, FAILED, JUMBLED, SCRAMBLED, DELAYED, OR MISDIRECTED COMPUTER, TELEPHONE OR CABLE TRANSMISSIONS, OR FOR ANY TECHNICAL MALFUNCTIONS, FAILURES OR DIFFICULTIES.
THE ABOVE LIMITATIONS AND EXCLUSIONS SHALL APPLY TO YOU TO THE FULLEST EXTENT THAT APPLICABLE LAW PERMITS, IN ALL ACTIONS OF ANY KIND, WHETHER BASED ON CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR ANY OTHER LEGAL OR EQUITABLE THEORY. ANY CLAUSE DECLARED INVALID SHALL BE DEEMED SEVERABLE AND SHALL NOT AFFECT THE VALIDITY OR ENFORCEABILITY OF THE REMAINDER OF THESE TERMS OF USE. NOTHING IN THIS CLAUSE EXCLUDES ANY LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED.

19. RESULTS AND OUTCOMES DISCLOSURE
THE RESULTS DISCLOSURE POSTED ON OUR WEBSITE IS INCORPORATED HEREIN BY REFERENCE AND YOU HEREBY REPRESENT THAT YOU HAVE READ AND UNDERSTAND IT.
We do not warrant or guarantee any specific level of transformation, healing, emotional outcome, relationship outcome, career progression, business growth, income or financial result. Results depend entirely on your own participation, honesty, consistency, willingness, life circumstances and application of the work. Inner transformation is not linear and timelines vary from person to person.
Testimonials, case studies, before-and-after states and client experiences shared by us are illustrative and used for demonstrative purposes only. They must not be construed as a promise, projection, or indication of the results you will achieve. Nothing shared through the Site or Service constitutes a guarantee of manifestation, healing, or any spiritual outcome. You acknowledge that you are purchasing access to guidance, structure and support — not an outcome.

20. ADDITIONAL RESTRICTIONS
YOU AGREE THAT:
You are participating for your own personal growth and development, and you will use the Service, Content and Site only for that purpose.
You will not use the Site, the Service or the Content to build, launch or operate a competing coaching, healing, teaching or training practice, or to develop any derivative programme, curriculum or methodology.
You will not represent yourself as a Rise Your Light or MEPSEI practitioner, teacher, trainer or affiliate unless you hold the applicable certification and a written licence from us permitting it.
Completion of a programme or certification does not confer any employment, franchise, partnership, agency or referral relationship with us.
The Company does not and will not provide you with clients, students, referrals, or business opportunities, nor will it advise you on how to build, price or operate your own practice.
The Company does not and will not provide medical, psychiatric, psychological, legal, financial or investment advice, and nothing on the Site or in the Service is to be relied upon as such.
You will not use the Site, Service or Content in place of emergency or crisis care.

21. RELATED SITES
Company has no control over, and no liability for, any third party sites or materials (‘Third Party Sites’). Company works with a number of partners and affiliates whose Internet sites may be linked with the Site. Because Company has no control over the content and performance of these Third Party Sites, Company makes no guarantees about the accuracy, currency, content, or quality of the information provided by such Third Party Sites, and Company assumes no responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on those Third Party Sites. Similarly, from time to time in connection with your use of the Site, you may have access to content items owned by third parties. You acknowledge and agree that the Company makes no representations, warranties or guarantees about, and assumes no responsibility for, the accuracy, currency, content, or quality of these Third Party Sites, and that, unless expressly provided otherwise, this Agreement shall govern your use of any and all Third Party Sites.
This includes any third party practitioner, therapist, healer, teacher, retreat, product or service that may be mentioned, recommended, or featured by us or by other participants. Your decision to engage any such third party is entirely your own and you are encouraged to perform your own due diligence.
Your linking to such Third Party Sites is at your own risk. We do not investigate, monitor, or check such Third Party Sites for accuracy or completeness. We are not responsible for the availability of these Third Party Sites, nor for the suitability or quality of informational content, advertising, products or other materials made available on or through them. We are providing these links to you only as a convenience and may discontinue providing such links at any time in our sole discretion without notice to you. No endorsement of any third party content, information, data, opinions, advice, statements, goods, services or products is expressed or implied. Under no circumstances shall we or any affiliated providers be held responsible or liable, directly or indirectly, for any loss, injury, or damage caused or alleged to have been caused to you in connection with the use of, or reliance on, any content, information, data, opinions, advice, statements, goods, services, or products available on such Third Party Sites.
Company may receive an affiliate commission when you purchase some of the products or services that we recommend on our Site or Service. By entering into this Agreement, you acknowledge that you have been informed of such payments, consent to payment of affiliate commission, and agree that such payments are fair and reasonable and do not affect the price you pay.
All payments made through the Site are processed by third party payment gateways. We do not store your full card or banking details. Your use of a payment gateway is subject to that provider’s own terms and privacy policy.

22. TERMINATION
You agree that Company may suspend or terminate your use of the Site or Service, in its sole discretion, including without limitation if Company believes, in its sole and absolute discretion, that you have breached any term of this Agreement, the Refund Policy, or the community guidelines. You acknowledge and agree that the Company shall not be liable to you or any other party for said suspension or termination, and that no refund shall be payable where termination arises from your breach.
Upon termination, your license to use the Site, Content or Service and everything accessible by or through the Site, Content or Service shall terminate, and the remainder of this Agreement shall survive indefinitely unless and until we choose to terminate it.
Upon termination of any part of this Agreement for any reason, we shall make reasonable efforts to ensure that your User Content is inaccessible and cease use of it; however, you acknowledge and agree that: (i) caching of, copies of, or references to the User Content may not be immediately removed or possible to remove; (ii) such removed User Content may continue in backups (not available to others) for a relatively short period of time; and (iii) such removed User Content may continue to be available through the accounts of other subscribers where it has been re-shared.
Your obligations of confidentiality under Clause 6, including the confidentiality of what other participants have shared, survive termination indefinitely.

23. INDEMNITY
You agree to indemnify, defend, and hold Company, Anchal Jain Bajaj, and their respective officers, team members, faculty, consultants, agents, and representatives harmless from and against any and all actions, claims, demands, proceedings, liabilities, damages, judgments, settlements, fines, penalties, costs, and expenses, including attorney’s fees and related costs, which (i) arise in whole or in part from your negligence or wrongful act(s) or omission(s); (ii) arise from or are related to a breach of any express warranty contained herein; (iii) arise from your failure to comply with this Agreement; or (iv) arise from any claim brought by a third party in connection with your own practice, advice, or conduct following your participation in our programmes. We have no duty to reimburse, defend, indemnify, or hold you harmless resulting from, relating to, or arising out of this Agreement, the Site, Content or Service, or your access to or use of the Site, Content or Service.
If an action is brought against Company in respect of any allegation for which indemnity may be sought, Company will promptly notify you of any such claim of which it becomes aware and will: (i) provide reasonable cooperation to you at your expense in connection with the defense or settlement of any such claim; and (ii) be entitled to participate at its own expense in the defense of any such claim.
Company agrees that you will have sole and exclusive control over the defense and settlement of any such third party claim. However, you agree not to acquiesce to any judgment or enter into any settlement that adversely affects Company’s rights or interests without the prior written consent of Company.

24. GOVERNING LAW
This Agreement shall be construed in accordance with and governed by the laws of India. In the event of a dispute between you and Company arising from or relating to this Agreement, or the rights and obligations of either party, the parties shall attempt in good faith to resolve the dispute through discussion and, failing that, through confidential, non-binding mediation. If the parties are unsuccessful in resolving their dispute through mediation, the dispute shall be settled totally and finally by arbitration before a Sole Arbitrator appointed by mutual consent, in accordance with the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be Noida, India, and the language shall be English.
Notwithstanding the foregoing, either party may bring an action before the courts seeking a restraining order, temporary or permanent injunction, or other equitable relief to protect its intellectual property rights, including but not limited to client lists as well as other trade secrets, trademarks, trade names, patents, and copyrights. The parties may also seek judicial enforcement of an arbitration award.
The courts at Noida, India shall have exclusive jurisdiction over any matter arising out of or in connection with this Agreement, to the exclusion of all other courts.
These Terms of Use do not limit any rights or remedies that we or our suppliers, licensors or other similar entities may have under trade secret, copyright, patent, trademark or other laws, and do not limit any right you may have under the Consumer Protection Act, 2019 which cannot lawfully be excluded.

25. SEVERABILITY; WAIVER
If, for whatever reason, a court of competent jurisdiction finds any term or condition in this Agreement to be unenforceable, all other terms and conditions will remain unaffected and in full force and effect. No waiver of any breach of any provision of this Agreement shall constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving party.

26. MODIFICATIONS
Company may, in its sole discretion and without prior notice, (i) revise this Agreement; (ii) modify the Site, Content or the Service; and (iii) discontinue the Site, Content or Service at any time for any reason. Company shall post any revision to this Agreement to the Site, and the revision shall be effective immediately upon such posting. In the event of substantive changes to this Agreement, the new terms will be posted to the Site. If any modification is unacceptable to you, your only recourse is not to use the Site and Service and to request an immediate termination of your membership. Your continued use of the Site, Content or the Service following posting of a change notice or new Agreement on the Site will constitute binding acceptance of the changes.

27. MISCELLANEOUS
This Agreement will be binding upon each party hereto and its successors and permitted assigns. This Agreement will not be assignable or transferable by you without Company’s prior written consent. This Agreement, and the related policy statements referred to herein, contains the entire understanding of the parties regarding use of the Site, Content and Service, and supersedes all prior and contemporaneous agreements and understandings between the parties regarding the same. Any rights not expressly granted herein are reserved. No agency, partnership, joint venture or employee-employer relationship is intended or created by this Agreement. The provisions of this Agreement addressing disclaimers of representations and warranties, health and wellbeing, confidentiality, indemnity obligations, intellectual property and governing law shall survive the termination of this Agreement.
Force Majeure: Except for the payment of any amount due to us, neither party shall be liable for any delay or failure to perform due to fire, flood, strike, act of God, earthquake, war, terrorism, hacking, riot or civil unrest, national or regional emergency, blackout, shortage of adequate power or telecommunications, pandemic, or any other cause beyond its reasonable control, including a failure by our web hosting, learning platform, video conferencing, or database service provider.
Notices: All notices under this Agreement shall be sent by email to support@riseyourlight.com and to your registered email address and shall be deemed received on the next working day following transmission.
Language: This Agreement is executed in English. Where a translated version is provided for convenience, the English version shall prevail.

28. REFUND POLICY
By accepting our Terms and Conditions, you also agree to our Refund Policy. You can review our Refund Policy on the Site.
BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT AND AGREE TO BE BOUND BY THE AGREEMENT, AS AMENDED FROM TIME TO TIME.

DISCLAIMER: Rise Your Light and Anchal Jain Bajaj do not guarantee any specific healing, emotional, relational, professional, or financial results or performance. Our programmes are educational and complementary in nature and are not a substitute for medical, psychiatric, or psychological diagnosis or treatment. Any client examples shown are for demonstration/marketing purposes only and must not be interpreted as promised or expected outcomes.

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